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Dear Investors,

At The Naples Trust Company, we believe that a strong foundation of quality investments purchased at reasonable prices produces favorable returns over time. Most importantly, our goal is to preserve our clients' assets and to meet and exceed their return requirements.

Please give us a call if you have any questions. We look forward to earning your confidence.

Sincerely,

                                                                                                                                                                                                                                              

Carol B. Boyd

President

The Naples Trust Company

(239) 774-4000 or (866) 953-0070

CBoyd@NaplesTrustCompany.com

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